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Hiring a water damage contractor: licenses and red flags

Mold licensing in Texas, contractor licenses in Oregon and Minnesota, and official warning signs to watch for after a storm.

By the WaterDamageRated team · Facts checked against the sources listed below on November 1, 2026. General information, not professional advice.

Texas: mold work needs a state license

The Texas Department of Licensing and Regulation (TDLR) says a person must hold a mold remediation or mold assessment license to provide those services, with exemptions including mold projects of less than 25 square feet and some work by owners of one- or two-family homes. The mold assessment license holder must give the property owner a certificate of mold remediation no later than 10 days after the project is completed. TDLR does not inspect homes for mold. On this site, a company's Texas mold license number appears on its page when its own website shows it.

Texas: storm-season warning signs

TDI and the Texas Office of Public Insurance Counsel advise:

  • get written estimates, and more than one bid
  • never sign a contract with blank sections
  • avoid large down payments or paying in full up front
  • pay by check or credit card so there is a record
  • ask for the contractor's certificate of insurance

TDI says it is illegal in Texas for a contractor to waive or rebate your deductible.

Oregon: check the CCB license

The Oregon Construction Contractors Board (CCB) says a license is required for any construction business that advertises, offers, bids, arranges for or performs construction, alteration, home improvement, remodeling or repair work. You can check a license online or by calling the CCB at 503-378-4621.

Minnesota: license versus registration

The Minnesota Department of Labor and Industry (DLI) licenses residential building contractors. Hiring a licensed contractor gives you access to the state's Contractor Recovery Fund, and DLI notes that a registration number beginning with “IR” is not a license. Check a license with DLI's online lookup.

Sources

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